Underwriter:in Liability Digital Solutions

HDI Global SE is looking for a full/part time permanent position in the department Digital Solutions in Hongkong.

Your Tasks

• Underwrite innovative liability risks, including platform-based and embedded insurance structures
• Support the development of scalable new liability components within B2B2C business programs
• Drive portfolio profitability through disciplined pricing, structuring and risk selection
• Define underwriting strategy for affinity partners, group policy schemes, and distribution ecosystems
• Apply data-driven underwriting approaches and contribute to innovative product structures

Business Development & Market Expansion

• Leverage existing broker, partner and ecosystem relationships across APAC
• Originate new group policy and B2B2C insurance opportunities (digital platforms, ecosystems, partnerships)
• Position the company as a preferred carrier for new and innovative liability solutions
• Closely collaborate with regional and global teams to align market strategy
• Attending appropriate conferences, seminars, discussion groups, meetings and involvement with industry leaders as considered beneficial to the company

Regulatory & Cross-Border Expertise

• Navigate regulatory frameworks across multiple APAC jurisdictions
• Ensure compliance with local requirements while enabling cross-border program structures
• Ensure tight integration between underwriting and claims
• Involve Claims early for structurally relevant risks or new exposure types
• Translate claims insights into underwriting standards, not bureaucracy

Your Profile

Experience

• Minimum 7 years of underwriting experience in Liability, ideally affinity and/or group policy scheme
• Proven experience in Embedded Insurance business
• Strong track record in business development and portfolio growth

Technical Expertise

• Deep understanding of liability products (preferably financial lines, general liability, or specialty lines)
• Experience with structured programs, cross-border placements, or ecosystem partnerships

Personal Capabilities

• Entrepreneurial mindset with a strong commercial drive
• Ability to operate independently in a growth-oriented market environment
• Strong stakeholder management and negotiation skills
• Strategic thinking, solution oriented mindset combined with execution focus
• Strong communication skills at all levels within the organisation and with external business partners